Fact-checking Social Security

It’s tough to focus on Social Security until retirement is right around the corner. However, it’s worth doing a bit of research so you don’t get swayed by scary headlines – and so you can understand how to best integrate your social security benefit into your...

Yes, You Can Rewrite Your Money Messages!

For most of us, our money behaviors are hereditary – that is, we often model our own behaviors after one or both of our parents’ money behaviors. Or we were so affected by our parents’ negative money behaviors, we spend our lives trying to do the exact opposite. When...

Richmond’s temperature isn’t the only thing creeping higher!

The months between May and September have historically been when equities exhibit their greatest volatility, but this year seems to be the exception. With US equity volatility at historically low levels, a high price-to-earnings ratio and no correction of even 5% in...
Voting with Your Dollars

Voting with Your Dollars

Every dollar you spend and invest has an impact on you, your family, the environment, our community and to some extent, the world—and the impact can be positive, negative, or somewhere in between. Your Spending Choices Have an Impact Do you choose to spend your money...

The 411 on 529s: Making the Most of Your College Saving Strategy

Parents all know that paying for college is hard. It’s expensive, and the price tag keeps on climbing—tuition rises faster than inflation and has more than doubled in the past 30 years. It can also be confusing to navigate the sea of federal loans, institutional aid,...

Is there truth behind “Sell in May and Go Away”?

The phrase “sell in May and go away” is a take on an old English saying, “Sell in May and go away, and come on back on St. Leger’s Day.” This phrase refers to the custom of bankers leaving the City of London (London’s financial district) to go to the...