Apr 6, 2016
For 2016, the most popular averages ended the quarter almost where they started – the S&P 500 cash index was up +0.8, the Dow Jones Industrial Average added +1.5%, and the small-cap Russell 2000 slipped -1.9%.But this “point-to-point” analysis does not accurately...
Mar 13, 2016
Everyone understands, at some level, the need to save for long-term goals. Sending a child to college, buying a house, and preparing for retirement are typical goals that most of us have. But how much of a difference does it make if we start saving now, versus later?...
Feb 10, 2016
As most of my clients know, I would prefer that everyone carry a zero balance on their credit cards. When implementing a financial plan, addressing a client’s credit card debt typically comes early in the conversation. Why? A high-interest rate credit card is like...
Jan 17, 2016
2015 ended with a whimper, with the S&P 500 Index down -0.7% for the year. However, the markets entered 2016 with a roar, with the S&P 500 Index down -8.0% as of 1/15/16. The market is considered forward looking – a leading indicator, providing...
Dec 8, 2015
sosecuritytoon Something had to be done. Most knew that Social Security in its current state was likely unsustainable. However, few were expecting the changes to occur “right now,” and even fewer were expecting the changes to occur “right now,”...
Nov 5, 2015
The media has been abuzz since the end of October given the stellar performance of the S&P 500 Index, up +8.3 %, one of the best monthly returns in years. The gains notably survived hints from the Federal Reserve policy makers that interest rates could rise in...
